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10 Ways to Save Money on Car Insurance

    Think you’re paying too much for car insurance? Check out these 10 saving tips and start saving money on car insurance today!

    1. Shop Around and Save Money on Car Insurance

    Comparing car insurance quotes is one of the best ways to find cheaper coverage. In fact, drivers who compare quotes and switch policies with LowPolicy.com save an average of $301 on a 6-month policy*.

    Want to start saving money today? Compare car insurance quotes for free with LowPolicy.com.

    2. Car Insurance Discounts for Multiple Policies

    Drivers can get a multi-policy discount by purchasing their home and car insurance with a single insurance company. This discount may reduce the cost of both premiums by 15 percent.

    3. Discounts for Safe Drivers

    If your driving record is free of accidents and tickets for the past 3 to 5 years, you probably qualify for a good driver discount.

    4. Drive Fewer Miles and Pay Less for Car Insurance

    Do you keep your annual mileage low? If so, you could qualify for a car insurance discount.

    5. Increase Your Deductible

    A higher deductible will reduce the cost of your car insurance. So, if you raise your deductible from $250 to $1,000, you could save 40 percent or more on the comprehensive and collision portion of your premium.

    6. Shop Around After a Ticket or Accident

    Drivers should always shop around after getting a ticket or accident on their record. In fact, some car insurance companies won’t raise rates until you’ve received a second ticket.

    Compare car insurance quotes for free right now with LowPolicy.com.

    7. Seniors and Good Students Pay Less

    Senior drivers and students who achieve a ‘B’ grade average may qualify for car insurance discounts.

    8. Cut Duplicate Coverage

    Do you belong to an automobile club that offers towing services or roadside assistance? If so, you shouldn’t pay for your car insurance policy to cover them, too. Eliminate duplicate coverage options and save money.

    9. Avoid Monthly Installments

    If you pay your premium in monthly installments, you may be charged “convenience fees” for doing so. If you can afford it, pay your premium in a lump sum to avoid these additional costs.

    10. Safe Vehicle Discount

    If your vehicle is equipped with a security alarm, anti-lock brakes, electronic stability control or air bags, you probably qualify for a safe vehicle discount.

    Want to start saving money? Shop and compare car insurance quotes today with LowPolicy.com. It could save you hundreds of dollars per year!

    *National average savings information based on InsWeb 6-month policy holder survey data from 4/27/05 to 7/4/05.