Have you had a traffic ticket in the past three to five years? If so, you aren't alone. Millions of drivers are struggling with high car insurance rates due to a ticket.

A ticket doesn't necessarily mean you're stuck with a high car insurance rate, though. Here are some expert tips to keep your car insurance rate low even after you've been cited for a ticket.

Compare Car Insurance Rates After a Ticket

Not all insurers view tickets in the same way, and shopping around could help you find a cheaper car insurance rate with a different company. In fact, some insurers won't punish drivers with only one ticket on their driving record.

Compare car insurance rates from several insurers right now with LowPolicy.com. Doing so could save help you save money even with a ticket on your record.

Don't Pay for Lingering Tickets

Many drivers continue paying higher car insurance rates long after a ticket has fallen off their driving record. Insurers are in no hurry to reduce car insurance rates, so it's your responsibility to make sure your premium accurately reflects your driving record.

Contact your insurer if you're paying for a ticket that should have vanished from your driving record.

Attend Traffic School

Depending on the nature of the violation, most states allow drivers to attend traffic school in order to dismiss a ticket. This is a golden opportunity to reduce your car insurance rate and keep your driving record clean. Tickets can remain on your driving record for three to five years, so dropping a ticket from your driving record may save you hundreds of dollars over this span.

Fight a Ticket in Court

If you feel that you were ticketed unlawfully, challenge the ticket in traffic court. By presenting your case to a judge, you may be able to have the ticket removed from your driving record and have any fines waived.

Got a ticket on your driving record? Shop around and search for a cheaper car insurance rate by comparing quotes with LowPolicy.com today.